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Causes of Discrepancies Between Cash Book And Bank Statement - SS2 Accounting Lesson Note

The causes of discrepancies between a cash book and a bank statement can include:

  • Timing differences: Transactions may have been recorded in the cash book, but not yet processed by the bank, or vice versa.

  • Errors in recording: There may have been errors in recording transactions in either the cash book or the bank statement.

  • Bank charges and interest: The bank may have deducted fees or added interest, which may not have been recorded in the cash book.

  • Outstanding checks or deposits: Checks or deposits may have been recorded in the cash book, but not yet cleared by the bank.

  • Fraud or theft: Unauthorized transactions or theft may have occurred, leading to discrepancies between the two records.

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