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Functions of Money - SS1 Economics Lesson Note

Money has four main functions, which are:

  • Medium of Exchange: Money is used as a medium of exchange in transactions between buyers and sellers. It is a convenient and widely accepted means of payment for goods and services.

  • Unit of Account: Money serves as a unit of account that enables people to compare the value of different goods and services. Prices are expressed in terms of a common currency, making it easier to compare and measure the value of different items.

  • Store of Value: Money can be stored and used at a later time. It can hold its value over time, making it a reliable store of wealth.

  • Standard of Deferred Payment: Money can be used to make payments over time, such as in loans or credit purchases. It is a reliable and commonly accepted standard of deferred payment.

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