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Differences between central bank and commercial bank. - SS2 Commerce Past Questions and Answers - page 1

1
What is the primary purpose of a central bank?
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A
To regulate the financial system
B
To regulate the financial system
C
To provide loans to individuals and businesses
2
What is a key difference between a central bank and a commercial bank?
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A

Central

B

Central banks have regulatory authority, while commercial banks offer financial services.

C

Central banks focus on profit generation, while commercial banks manage monetary policy.

3
Which institution formulates and implements monetary policy?
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A
Central banks
B

Commercial banks

C

Government treasuries

4
Who has the authority to issue and regulate the country's currency?
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A

Central banks

B

Commercial banks

C

Government treasuries

5
What is the primary objective of commercial banks?
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A

To regulate the financial system

B

To regulate the financial system

C

To generate profits

6
Explain one function that distinguishes a central bank from a commercial bank.
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7
What is the primary focus of commercial banks?
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