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How central bank controls commercial banks - SS2 Commerce Past Questions and Answers - page 1

1

How do central banks control commercial banks?

A

By providing loans to commercial banks

B

By setting regulatory rules and guidelines

C

By controlling the stock market

correct option: b

By setting regulatory rules and guidelines

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2

What is the role of central banks in licensing commercial banks?

A

Granting licenses to commercial banks

B

Managing customer deposits

C

Managing customer deposits

correct option: a

Granting licenses to commercial banks

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3

What are reserve requirements set by central banks?

A

Guidelines for commercial banks to expand their branch networks

B

Regulations for commercial banks to reduce interest rates

C

Rules for commercial banks to maintain a certain percentage of deposits as reserves

correct option: c

Rules for commercial banks to maintain a certain percentage of deposits as reserves

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4

What is the purpose of a central bank acting as a lender of last resort?

A

To control inflation

B

To provide emergency funds to commercial banks

C

To regulate stock market activities

correct option: b

To provide emergency funds to commercial banks

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5

What do clearing systems established by central banks facilitate?

A

The transfer of funds between commercial banks

B

The buying and selling of government bonds

C

The management of public debt

correct option: b

The transfer of funds between commercial banks

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6

Explain one way in which central banks control commercial banks.

Central banks control commercial banks by setting regulatory rules and guidelines that banks must follow.

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7

What is the role of central banks as the lender of last resort?

The role of central banks as the lender of last resort is to provide emergency funds to commercial banks during times of financial distress or liquidity shortages.

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