Types of credit sales - SS2 Commerce Past Questions and Answers - page 1

1

What is a mortgage?

 

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A

A loan used for purchasing a car

 

B

A loan used for purchasing real estate

 

C

 A loan used for education expenses

 

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2

What is an overdraft?

 

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A

A loan used for purchasing real estate

 

B

 A facility allowing you to withdraw more money from your bank account than available

 

C

A deferred payment option for purchases

 

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3

What is the purpose of credit deferred payment?

 

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A

To acquire goods or services immediately and pay for them over time

 

B

To make a one-time payment for a purchase

 

C

To withdraw more money from a bank account than available

 

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4

What do finance houses or leasing companies provide?

 

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A

Loans for purchasing real estate

 

B

Financing options for acquiring assets without outright purchase

 

C

Facilities for withdrawing more money from a bank account than available

 

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5

What can a loan be used for?

 

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A

Purchasing real estate

 

B

Funding education expenses

 

C

Various purposes such as purchasing a car, funding education, or covering unexpected expenses

 

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6

Define overdraft in simple terms.

 

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7

What is the primary purpose of credit deferred payment?

 

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