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Universal banks - SS2 Commerce Past Questions and Answers - page 1

1

What distinguishes universal banks from specialized banks?

 

A

Focus on international banking

 

B

 Offering a wide range of financial services

C

Limited presence in the capital markets

 

correct option: b

 Offering a wide range of financial services

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2

Which of the following is a function of universal banks?

 

A

Engaging in mergers and acquisitions

 

B

Providing investment advice to individuals

 

C

Offering insurance policies and coverage

correct option: a

Engaging in mergers and acquisitions

 

Users' Answers & Comments
3

What type of banking services do universal banks provide to businesses?

 

 

A

Trade finance and cash management

 

B

Underwriting new securities issuances

 

C

 Managing investment portfolios for individuals

correct option: a

Trade finance and cash management

 

 

Users' Answers & Comments
4

What distinguishes universal banks from retail banks?

A

Focus on international banking services

 

B

Limited presence in the capital markets

 

C

Offering a broader range of financial services

 

correct option: c

Offering a broader range of financial services

 

Users' Answers & Comments
5

Which of the following activities do universal banks engage in?

 

A

Operating only as investment advisors

 

B

Solely providing mortgage loans

 

C

Trading stocks and bonds in the capital markets

 

correct option: c

Trading stocks and bonds in the capital markets

 

Users' Answers & Comments
6

State one function of universal banks.

 

Providing investment banking services

 

Users' Answers & Comments
7

What distinguishes universal banks from specialized banks?

 

Offering a wide range of financial services.

 

Users' Answers & Comments
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