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Financial Arithmetic - SS3 Mathematics Past Questions and Answers - page 1

1

An account having \(N12,000\) earns a compound interest of \(20\%\) per annum. What is its value after \(5\) years? \((a)N30,500\ (b)N29,600\ 9\ (c)N29,860\ (d)N25,200\)

A

N30,500

B

 \(N29,600\ 9\)

C

N29,860

D

N25,200

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2

William bought \(1,000\) \(50k\) shares at \(75k\) per share with a dividend of \(15\%\). What is the total dividend?

A

N750

B

N75

C

N7,500

D

N7.50k

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3

Mr Wilkerson bought some Nigerian government bonds worth N2,500,000. If the bonds mature after 10 years at an interest rate of 8%, what is the maturity value of his investment?

A

N4,000,000

B

N2,000,000

C

N4,500,000

D

N2,500,000

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4

Matthew deposits N15,000 at the end of each quarter for 15 years with Ivory Bank which pays an annual interest rate of 10% compounded quarterly. Find the worth of the account.

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5

A company wants to accumulate N5,000,000 in 5 years’ time to make a purchase. A sinking fund is established by making fixed monthly payments into an account paying 15% per annum compounded monthly. How much should each payment be?

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6

Kyle got a \(\$ 250,000\) housing loan at an annual interest rate of \(10\%\). If the loan is amortized for a \(30\ year\ term\), what is the monthly payments Kyle is expected to pay?

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7

The value of a factory machine depreciates by 15% of its value in the beginning of each year. If the machine cost N7.5 million, find the book value after 3 years.

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