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Crossed cheque - SS2 Commerce Past Questions and Answers - page 1

1

What does a crossed cheque signify?

A

It can be cashed directly at the counter

B

It can only be deposited into a bank account

C

It is invalid and cannot be used for payment

correct option: b

It can only be deposited into a bank account

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2

What is the difference between general crossing and special crossing?

A

General crossing allows cashing at any bank, while special crossing is restricted to a specific bank.

B

General crossing restricts payment to a specific bank, while special crossing allows cashing at any bank.

C

General crossing requires the cheque to be deposited in a specific bank, while special crossing allows cashing at any bank.

correct option: a

General crossing allows cashing at any bank, while special crossing is restricted to a specific bank.

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3

What does it mean if a cheque has a general crossing?

A

It can only be deposited into a bank account.

B

It is invalid and cannot be used for payment.

C

It can only be deposited into a bank account.

correct option: a

It can only be deposited into a bank account.

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4

What does a special crossing on a cheque indicate?

A

The cheque can only be deposited into a bank account.

B

The cheque should be deposited in a specific bank mentioned.

C

The cheque can be cashed at any bank branch.

correct option: b

The cheque should be deposited in a specific bank mentioned.

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5

Why are crossed cheques used?

A

To make it easier to cash the cheque at any bank branch.

B

To restrict payment to a specific bank.

C

To make the cheque invalid and unusable.

correct option: b

To restrict payment to a specific bank.

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6

What is the purpose of crossing a cheque?

To indicate that the cheque can only be deposited into a bank account and cannot be cashed directly.

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7

Can a crossed cheque be cashed at any bank branch?

No, a crossed cheque can only be deposited into a bank account, not cashed at any bank branch.

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