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Hire Purchase And Installment Payment Accounts - Definition & Types of Goods On Hire Purchase - SS3 Accounting Past Questions and Answers - page 1

1

What is a hire purchase agreement?

A

A legal document that transfers ownership of goods from the seller to the buyer

B

A financial agreement in which a person or business agrees to purchase goods on credit

C

A contract between two parties to exchange goods or services for money

D

A document that confirms the receipt of goods or services

correct option: b
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2

Which of the following is an example of consumer goods that can be purchased on hire purchase?

A

Machinery

B

Vehicles

C

Furniture

D

Equipment

correct option: c
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3

Which of the following is an example of commercial goods that can be purchased on hire purchase?

A

Appliances

B

Electronics

C

Vehicles

D

Clothing

correct option: c
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4

What is the responsibility of the buyer in a hire purchase agreement?

A

Insuring and maintaining the goods during the term of the agreement

B

Providing payment to the seller in full at the beginning of the agreement

C

Signing over ownership of the goods to the seller at the end of the agreement

D

Providing a list of potential buyers for the goods at the end of the agreement

correct option: a
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5

When does the buyer fully own the goods in a hire purchase agreement?

A

At the beginning of the agreement

B

After making the final payment

C

After making the first payment

D

When the seller confirms receipt of the payment

correct option: b
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6

What is the difference between consumer goods and commercial goods in a hire purchase agreement?

Consumer goods are purchased for personal or household use, while commercial goods are purchased for business use.

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7

What is the buyer's responsibility during the term of a hire purchase agreement?

The buyer is responsible for insuring and maintaining the goods during the term of the agreement.

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