Question on: JAMB Accounting - 2016

Balance as per cashbook 2, 970

Bank Charges 220

Unpresented cheques 3, 950

Uncredited cheques 4, 178

Direct debit by bank 1, 0000

Determine the balance as per bank statement.

A
# 1,978
B
# 1962
C
# 1,522
D
# 2,522
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Correct Option: D

Here's how to calculate the balance as per the bank statement, starting with the cash book balance:

  1. Start with the Cash Book Balance: #2,970

  2. Adjust for Items affecting the Bank Statement:

    • Add Uncredited Cheques: These are cheques deposited by the company but not yet processed by the bank. They increase the bank balance. + #4,178
    • Deduct Unpresented Cheques: These are cheques issued by the company but not yet cashed. They decrease the bank balance. - #3,950
    • Deduct Bank Charges: Bank charges are already deducted by the bank and need to be removed from the balance. - #220

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