Question on: JAMB Commerce - 2024


Which of the following is NOT a credit instrument?

A
Bill of Exchange
B
Bank Notes
C
Cheques
D
Bill of Lading
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Correct Option: D

A credit instrument represents a promise to pay a debt at a later date.* Bill of Exchange, Cheques, and Bank Notes are all credit instruments as they facilitate transactions where payment is deferred.* Bill of Lading is a document issued by a carrier to acknowledge receipt of cargo for shipment. It serves as a title to the goods but it's not primarily a credit instrument, although it can be used in financing.

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