Household budgeting - JSS3 Home economics Past Questions and Answers - page 2

11

Which expense category includes money spent on housing, such as rent or mortgage payments?  

A

housing

B

transportation

C

utilities

D

entertainment

correct option: a
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12

What is the term for the amount of money spent on goods and services? 

A

income

B

expense

C

debt

D

savings

correct option: b
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13

How does setting financial goals help in household budgeting?

A

by providing motivation and direction

B

by increasing debt  

C

by ignoring financial responsibilities

D

by spending money impulsively

correct option: a
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14

Household budgeting is very essential in order to manage resources  

A

True 

B

False 

correct option: a
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15

Here are some budgeting terms except 

A

money income  

B

gross income

C

school income  

D

family income  

correct option: c
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16

What is the factor to consider before preparing a budget? 

A

income

B

expense

C

debt

D

Weather 

correct option: c
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17

Household budgeting doesn’t help the family 

A

True 

B

False 

correct option: b
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18

Income is needed in household budgeting. 

A

True 

B

False 

correct option: a
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19

How often should a household budget be reviewed and adjusted?

A

Monthly 

B

Annually 

C

Never 

D

Quarterly 

correct option: a
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20

What is the purpose of prioritizing expenses in a household budget?

A

to increase debt

B

to ignore financial responsibilities

C

 to allocate resources effectively

D

to spend money impulsively

correct option: c
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