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Economic Institution In Nigeria - JSS3 Social studies Past Questions and Answers - page 1

1

What is the primary role of commercial banks in Nigeria?

A

Facilitating financial transactions

B

Issuing national currency

C

Implementing monetary policies

correct option: a
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2

Which function is NOT typically associated with commercial banks in Nigeria?

A

Extending loans

B

Issuing currency

C

Providing payment services

correct option: b
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3

What is the primary responsibility of the Central Bank of Nigeria (CBN)?

A

Facilitating foreign exchange services

B

Implementing monetary policies

C

Providing investment banking services

correct option: b
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4

Which function is specific to the Central Bank of Nigeria?

A

Accepting deposits

B

Issuing credit cards

C

Regulating other financial institutions

correct option: c
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5

What is a key function of commercial banks related to the economy's growth?

A

Issuing national currency

B

Channeling funds for investments

C

Managing foreign exchange reserves

correct option: b
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6

Which role is NOT typically associated with the Central Bank of Nigeria?

A

Managing foreign exchange reserves

B

Extending loans to businesses

C

Formulating monetary policies

correct option: b
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7

What service is primarily offered by commercial banks for international trade?

A

Currency issuance

B

Foreign exchange management

C

Investment banking services

correct option: b
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8

Which function is common to both commercial banks and the Central Bank of Nigeria?

A

Issuing currency

B

Implementing monetary policies

C

Extending loans to individuals

correct option: a
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9

What distinguishes the Central Bank of Nigeria from commercial banks in terms of monetary policies?

A

Extending loans to businesses

B

Formulating and implementing policies

C

Channeling funds for investments

correct option: b
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10

Which entity acts as the government's banker in Nigeria?

A

Commercial banks

B

Central Bank of Nigeria

C

Investment banks

correct option: b
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