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Terms of trade/ sales through bank. - SS3 Commerce Past Questions and Answers - page 1

1

Which method of payment involves a written order instructing the bank to pay a specified amount of money?

A

Cheque

B

Western Union

C

MoneyGram

correct option: a

Cheque

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2

Which service allows individuals to send and receive money worldwide through a network of agents?

A

Cheque

B

Western Union

C

MoneyGram

correct option: b

Western Union

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3

What does EFT stand for in terms of financial transactions?

A

Electronic Money Transfer

B

Electronic Funds Tracking

C

Easy Financial Transactions

correct option: a

Electronic Money Transfer

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4

What is the purpose of a transfer credit card?

A

Transferring money between bank accounts

B

Transferring outstanding credit card balances

C

Transferring funds through electronic means

correct option: b

Transferring outstanding credit card balances

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5

Which method of payment involves the electronic movement of money from one bank account to another?

A

Cheque

B

Western Union

C

Electronic Money Transfer

correct option: c

Electronic Money Transfer

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6

Discuss the process of sending money through Western Union.

To send money through Western Union, an individual visits a Western Union agent location or uses their online platform. They provide the necessary details of the recipient and the amount to be sent. The sender then pays the transfer amount, along with any applicable fees. The recipient can then collect the funds from a Western Union agent location at their destination.

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7

What are the advantages of using electronic money transfer?

Electronic money transfer offers convenience, speed, and security. It allows individuals to transfer funds directly between bank accounts, eliminating the need for physical cash or cheques. It can be done through online banking or mobile banking apps, making it accessible anytime and anywhere. Electronic money transfer also provides a traceable transaction record, adding to the security and transparency of the process.

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